We know that figuring out dental insurance can feel complicated. One of the most common questions asked is, “Are you in my network?” It’s a great question, and we’re here to help you find a clear answer.
Our primary goal is to make your dental care as accessible and affordable as possible, and that starts with transparency about how insurance works with our practice.
The First Step: Give Us A Call
The world of insurance networks (PPO, DHMO, etc.) constantly changes. Rather than asking you to decipher your plan documents, we have a simple solution.
Please call our office at (573) 449-2311. When you call, just have your insurance card handy. We’ll gladly:
- Contact your insurance provider directly.
- Verify your specific plan’s benefits and coverage levels.
- Confirm our current network status with your particular insurance company.
- Clearly explain what your plan covers and your estimated out-of-pocket costs for any proposed treatment.
We will help eliminate guesswork and ensure you have the most accurate, up-to-date information before your appointment.
Being “Out-of-Network” Doesn’t Mean “No Coverage”
Many patients are pleasantly surprised to learn that even if we are not an in-network provider with their specific plan, their insurance often still provides coverage. Here’s what you can expect:
- You May Still Have Significant Benefits: Most PPO plans allow you to see out-of-network providers. They will still cover a percentage of the cost of procedures, though it may be a lower percentage than for an in-network dentist.
- We Handle the Paperwork: Regardless of our network status, our team will file all insurance claims on your behalf. We work directly with your insurance company to get you the maximum benefits you are entitled to under your plan.
- The Focus is on Your Health, Not Network Restrictions: Our number one commitment is to your health. Being out-of-network or not, we will make treatment recommendations based solely on what is best for you, not on what is limited or dictated by an insurance company’s fee schedule. This means we use the highest-quality materials and take the time necessary to provide exceptional care, without compromise.
Your Health is Our Biggest Priority
You should choose your healthcare provider based on trust, quality of care, and a comfortable relationship, not solely on an insurance network list. We also offer flexible payment options and work with CareCredit, a third-party financier, to help make treatment affordable.
Don’t let insurance confusion keep you from the care you deserve. Contact us today at (573) 449-2311 and let our friendly team verify your benefits. We look forward to helping you smile with confidence.
FAQs
1. Are you in my insurance network?
We work with many insurance plans, but networks can change. For the most accurate answer, please call us at (573) 449-2311 with your insurance card, and we’ll verify your specific plan’s status directly.
2. What if you are out-of-network with my plan?
You likely still have coverage! Most PPO plans provide benefits for out-of-network care. We will still file your claim and help you maximize the benefits available under your plan regardless of this.
3. Will you still file my insurance claims?
Yes. Our team will handle all the necessary insurance paperwork and claims for you, whether we are in-network or out-of-network with your plan.
4. Why should I choose an out-of-network provider?
Choosing a dentist is about trust and quality of care. Being out-of-network doesn’t change the quality of care. We make treatment recommendations based solely on your health needs, without being restricted by an insurance company’s fee schedule or limitations.
5. How can I verify my benefits?
Simply call our office at (573) 449-2311. We’ll contact your insurance provider to verify your specific benefits and coverage levels and explain your estimated out-of-pocket costs clearly.